Or villainess, of course. I have a fondness for female antagonists. An author has a lot of scope when introducing a villain. We might know straight away that he or she is the bad guy, or it might dawn on us over time, as we watch things go wrong for the hero and heroine.

I’d love to see an excerpt from your work-in-progress showing the antagonist’s first appearance in the book. Mine is from my contemporary novella, Beached. My heroine and her friend are having morning tea at a table on the footpath (sidewalk, you Americans) outside a cafe.

“Nicola Watson! Thought you’d have headed back to the bright lights of Noo York by now.” The speaker grabbed a chair from one of the other tables, and turned it back on to Nikki’s and Becky’s table before straddling it. “Checking out the old home town, eh? Quite a bit bigger than when you were here last.”

Pencil Kenworth. Sunglasses hid his eyes, and a cloth sunhat masked his bald patch, but if she hadn’t seen him at the funeral, she still would have recognised the raspy voice which hadn’t changed since he’d done his best to make her life miserable in high school.

Thank goodness for dear friends, who had turned tables on him. When she’d refused him a date, he’d told the whole school that she’d been abandoned by her mother and didn’t know her father. She’d laughed that off, but only until she heard his outrageous claim that he’d dated her back in Valentine Bay, had sex with her, and then dropped her because she cheated on him with anyone who would pay her fee. That story was around the school before she heard it.

Becky and Dave took the lead in the revenge. Becky came up with some creative storytelling about the origin of Pencil’s nickname, linking it to the size and function of an appendage most male teenagers don’t want to have questioned. Dave, the captain of the first XV rugby team, enlisted his team mates to spread the tale in a whisper there and a snigger here. Since Kenworth was not much liked, people were happy to spread the tale, and soon convinced that he’d lied about Nikki in order to cover his own inability to perform.

By the end of the school year, she almost felt sorry for him, and she was relieved when he did not return the following year. He’d joined his father’s real estate firm, and their paths didn’t cross again. Though she heard that he’d put considerable effort into finding females who would allow him to demonstrate the falsity of the rumours about him.

Thirteen years later, he headed the firm, since his father had retired to focus on his duties as a district councillor, so Nikki was not surprised when he said, “I guess you need to sell the old house before you leave. Put it in my hands, and I’ll get you a good price, for old times sake. Of course, it needs a lot of work, but I’m sure I can find someone in the market for a fixer upper.”

“Thank you for the offer,” Nikki told him, “but I doubt if I will sell.”

“Keeping it for a rental, are you?” Pencil nodded, pursing his lips, his eyes narrowed as he considered this. “Not a bad idea. Paradise Bay is on the move, and the new hotel is going to put it on the map. You’ll need to do some work before it’s fit to live in, even if the rent’s cheap. Here, take my card. We manage property rentals. No need to worry your pretty little head about the place while we’re looking after it. In fact, I have some builders you can use — much cheaper than the Mastertons.”

Becky enquired sweetly, “Cheap like the apartments in Brayden Street?”

Pencil ignored her, continuing to address himself to Nikki. “You just give me a ring, Nicola. Or drop me an email.” He dropped his voice and leant towards her across the back of the chair. “I’m happy to make myself available to you at any time.” He waggled his eyebrows to underline the suggestive nature of the offer.

Thirteen years had not improved the man. It had, however, taught Nikki the futility of arguing with people like him. “I haven’t made a decision, Mr Kenworth. But thank you for the card. Good day to you.”

“Mr Kenworth? No need for such formality between old friends.” Pencil went to pat Nikki’s arm, caught her glare, and changed his mind. “Call me Pencil, like you used to.”

Margaret emerged from the shop with their tea on a tray: a teapot under a knitted cosy, two cups on saucers, a small jug of milk, and a bowl of sugar.

Pencil sneered. “You won’t appeal to the young crowd with that old fashioned stuff, Maggie. You need decent sized mugs and a good barista. Yes, and a coat of paint to brighten the place up. If you’d accept my offer—”

“Thank you, Margaret,” Becky interrupted. “That’s perfect.”

Pencil tapped Margaret on the arm. “You might as well fetch me a cup.”

Nikki decided to be firm. “I am sorry, Pencil. Becky and I were having a private conversation, and we’d like to continue it. Thank you for stopping by.”

Reluctantly, the man accepted his dismissal, cancelled his order for tea, and strolled off down the footpath, hitching the belt that curved under his belly as he went.

“The apartments in Brayden Street?” Nikki prompted as she watched him walk away.

“Pencil’s investment and a builder from xxx. They cut corners from the first. Designed to use minimum materials, used the cheapest materials, breached code when they could get away with it. Within two years they were being sued by purchasers.”

“Serves them right,” Nikki said. “I suppose they walked away with a slap on the wrist with a wet bus ticket.”

Becky shrugged, her focus seemingly on the tea she was pouring, only the grim set of her jaw indicating her irritation. “The builder went bankrupt and started up again under another name. Pencil managed to slither out from under — convinced a judge that his only role was funding the project, and that he was as much a victim as any of the house owners.”

Nikki accepted the cup Becky passed. “Slippery as ever. What is he still doing in Paradise Bay? You’d think somewhere like Auckland or Wellington would offer him more scope. Or over the ditch in Sydney or Brisbane.”

“He spent several years across the Tasman,” Becky confirmed. “The story is he came home because his father needed him. There are other stories, but let’s not waste a perfectly nice day thinking about Pencil Kenworth. Are you really thinking about staying? And what do you plan to do with the house? It isn’t as bad as Pencil says, but it does need work.”

“Dave is sending over the luscious lodger to take a look,” Nikki said. “I’ll have a better idea once I know what needs to be done, and how much it might cost.”